Co-pays, co-pays, co-pays! As a parent of a child with special health care needs, I know co-pays can wreak havoc on the family budget. If your insurance plan is anything like mine, you may end up paying more in co-pays then you do in maximum out-of-pocket expenses. This can amount to thousands of dollars in “extra” medical bills that don’t count toward the annual cap.
There is help available. UnitedHealthcare has grants available for children’s medical needs that are not covered under commercial insurance plans. To find out more visit UnitedHealthcare Children’s Foundation
Adults receiving treatment for chronic pain can apply for grants through the Patient Advocate Foundation Co-Pay Relief.
If you know of a foundation offering grants to help cover medical expenses, please post. Together we can inform each other!